Breaking the mental ties of debt

At one point in our lives, we all carry debt. Sometimes this debt gets out of control and we become tied down to it. It begins to cause problems for us in our daily lives. Sometimes it seems we have no way out and that it will always be this way. Well, there is always Read More

6 ways to start a business without quitting your job

new business

One way to get an additional income for ourselves is to start a side business. There are a lot of advantages to doing this but often people think that its not possible to create a business while still maintaining a job. Nothing could be further from the truth. In fact, in this highly connected world Read More

Get out of your comfort zone

comfort zone

Our daily lives move on. Once we get into a routine, inertia takes over and it seems we get into the same thing, over and over. For the lucky few that have formed good habits, a routine produces positive results since they are being performed day after day. But for the vast majority of us, Read More

If you’re having money problems, first stop the bleeding

money problems

We all face money problems in our lives. The lack of money can be a nuisance or, for others, even life threatening. Its something we all face. However, not many people actually do something about it. If you watch the others in your life, you will notice that most people repeat the same cycle in Read More

How much money do you waste every day?

don't waste money

This being Good Friday, Ill give you a quick post so you can get back to your family. Earlier this week, while I was at my favorite coffee shop working (no, not Starbucks, I prefer our local company Bo’s Coffee), I noticed something. There was a single peso coin on the sidewalk in front of Read More

Here is the cause of our money problems

money problems

I’m sure this thought goes through just about all of our minds, maybe even on a daily basis, “If I only had X pesos now, I wouldn’t have any money problems. All my problems would be solved.” Well may have you may have had the situation where you were able to raise your income substantially Read More

The 5 step plan to wealth and financial freedom


Here in the Philippines, it seems that the gap between the rich and poor seems to get ever larger. It seems harder and harder to build wealth here. But is that really true? What does it mean to be rich? What does it mean to you? We all have different definitions of what wealth means, Read More

Saving money, 5 apps that make it easy

The easiest way to save money is to set your saving on automatic pilot. Make sure its taken out from your pay before you see it. The next best way is to always have a good idea of how your money is being used. With apps and the power of the internet, this has never Read More

Saving money when you’re broke

Working to achieve your own financial independence sometimes seems like an impossible goal. Saving money, especially when you are broke, seems an even more impossible goal. But to achieve the financial independence we all want, we must find ways of saving money. One reason that those in their 20s and 30s have such a hard Read More