Breaking the mental ties of debt


At one point in our lives, we all carry debt. Sometimes this debt gets out of control and we become tied down to it. It begins to cause problems for us in our daily lives. Sometimes it seems we have no way out and that it will always be this way. Well, there is always Read More

How to recover from a bad day


It seems to sneak up on you and hit you when you are least ready for it. A bad day. They can happen at any time and the earlier it starts the worse it is. Ever have one of those that starts as soon as you wake up? Those are the worst. But just because Read More

6 ways to start a business without quitting your job


new business

One way to get an additional income for ourselves is to start a side business. There are a lot of advantages to doing this but often people think that its not possible to create a business while still maintaining a job. Nothing could be further from the truth. In fact, in this highly connected world Read More

Get out of your comfort zone


comfort zone

Our daily lives move on. Once we get into a routine, inertia takes over and it seems we get into the same thing, over and over. For the lucky few that have formed good habits, a routine produces positive results since they are being performed day after day. But for the vast majority of us, Read More

How your happiness affects your financial situation


your happiness

Happiness is one of those things is very different from person to person. Sure, we can all name things that would make us happy, but true happiness, that is different for each of us. For the orphaned child, having loving parents may be the only thing in this world they desire. For someone in an Read More

If you’re having money problems, first stop the bleeding


money problems

We all face money problems in our lives. The lack of money can be a nuisance or, for others, even life threatening. Its something we all face. However, not many people actually do something about it. If you watch the others in your life, you will notice that most people repeat the same cycle in Read More

Saving money… 12 more tips for everyone


saving money

In case you haven’t noticed it, one of the main themes of this blog is saving. So here is another post with 12 more tips to help you save money. Many of these, you can start using immediately to help you achieve your own financial independence. Saving Tip #1 – Consolidate your bills The ultimate Read More

How much money do you waste every day?


don't waste money

This being Good Friday, Ill give you a quick post so you can get back to your family. Earlier this week, while I was at my favorite coffee shop working (no, not Starbucks, I prefer our local company Bo’s Coffee), I noticed something. There was a single peso coin on the sidewalk in front of Read More

Take time to give thanks


giving thanks

As Holy Week arrives and Easter soon will, this is a time for us to stop and count our own blessings and give thanks. It doesn’t matter what religion you are, but certainly this season is very important to Catholics and other Christian faithful. While we should always practice to be thankful for the goodness Read More

The real secret to success


secret to success

Hey, I have a secret to tell you. Do you want success? Maybe in your personal life, your finances, or weight loss? It doesn’t matter, this secret works for them all. The problem is, most of you reading this won’t actually use this secret. Its not hard to do, you just have to do it. Read More